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Flexible Income Proof Mortgages

Self Employed mortgages

Limited Income Proof 

Phone 0845 045 8844

Click here to enquire online.


Mortgages where No Income proof is required are also known as:

  • Self employed mortgages
  • Self Cert mortgages
  • Self certification mortgages
  • No Accounts mortgages

Secured mortgages are available for self employed applicants with or without full 3 years proof of income. Secured mortgages can be arranged for self employed applicants, even with a bad credit rating may be available.

You may have had a history of arrears and CCJ’s. At, we are interested in your future and not what has happened in the past.

We have access to a panel of lenders who have special plans available for self employed applicants.

These include borrowing up to 125% of property value without the need to supply a set of Accounts.

Our mortgage consultants will be happy to discuss your requirements in detail with you and to provide you with a no obligation mortgage repayment quote.

Self employed mortgages are special mortgages that are set up for self employed people who are homeowners and require to raise money. Sometimes these used to be referred to as "self cert" or "no proof of income" by mortgage companies, but these are only now available as limited income proof mortgages that provide more flexibility.

If you require a self employed mortgage there are a number of options depending on your circumstances. If you are self employed and have a good credit rating then the following should apply:- 

Self employed mortgages up to 100% of your property value.
You will need to provide proof of trading for 1 year (business invoices), had a mortgage for 12 months and be over 25 years of age.

If your credit is less than perfect then you should still be able to get a self employed mortgage (self cert mortgage), we can tailor a plan to suit your situation. The following features:-

  • Limited time trading.
  • It may be possible to ignore some payment defaults.
  • It may be possible to ignore some unsecured mortgages e.g. credit cards, car finance etc.
  • It may be possible to ignore some CCJs over 2 years old and satisfied CCJ's. offers you expert advice and a great deal on self employed mortgages, click below to enquire now.

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